Relocate to Wisconsin : Sally K. & David L. Hanson, WI Realtors - Luxury - Divorce (Keller Williams 414-525-0563)

"Just Ignore the Dates on the Pre- approval"....Say What ?

    In southeastern Wisconsin it is very often required that a Buyer accompany any offer with a letter of pre-approval.  In the case of our listings.....we go one step further and in our MLS descriptions we say: "A letter of pre approval from a Mortgage bankerlocally recognized lender."   Lenders out of the area, with unknown reputations are not the people we want to have our Sellers trust to get the job done...at all or on time.

     We  saw a pre approval recently that  was "written" on one date and expired 30 days earlier....Ooops....a divorce the transaction....and we cautioned that the loan officer should be called...the date was wrong and things had changed in the  last 30 days. ...the document clearly said that nothing could change from the time of application. Thirty days is a very long time...long enough...to buy a car, to purchase furniture...incur lots of debt of lots of kinds that would sway the Debt  to Income from black to red !

       Read EVERY word....check every date.....make the call to the loan officer that clarifies what you don't  understand ...what you feel might be missing. 

Sally K. & David L. Hanson, ABR, CDPE, CSS, e-Pro,ILHM, REDS


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Comment balloon 24 commentsSally K. & David L. Hanson • July 28 2017 11:01PM
"Just Ignore the Dates on the Pre- approval"… Say What
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In southeastern Wisconsin it is very often required that a Buyer accompany any offer with a letter of pre-approval. In the case of our listings… we go one step further and in our MLS descriptions we say: "A letter of pre approval from a… more
Short Sales are "Gone"… Aren't they
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Would that this was true… that not one more time we would have to take folders full of information, explain the process and how it may happen… that renting was the in the foreseeable future for years to come. How DOES it happen You think to… more
ON Wisconsin… Welcome to Pewaukee, A Taste of Lake Country
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We LOVE referrals… and get them from a variety of places… multiple spheres… ActiveRain… other Keller Williams agents… it is part of the fuel of the pipeline that feeds a healthy real estate practice. If you learn nothing else in real… more
"The House was Priced for Condition" claimed the Listing…
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Wisconsin is a very "Pro-Consumer" kind of state with protections written in many areas of the law defending the rights of Badger state residents. As a part of the home selling process, Sellers are required to complete a "Real… more
Germantown Wi Ranch Sold with the Hansons
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Listings to Leads - eFlyers Germantown, WI Home SOLD JUST SOLD View the Property Details, Photos, Map & School information here! W204N1137 Hilltop Drive Germantown, WI 53022-2860 Bedrooms: 3 | Bathrooms… more
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We furnish both buyers and sellers of our short sale listings with information… in the case of Sellers… a whole folder that has everything from the forms that they will need to complete to the steps involved in the process of a short sale. … more
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Listings to Leads - eFlyers Hartland, WI Home SOLD by the Hansons! JUST SOLD View the Property Details, Photos, Map & School information here! 619 Belshire Drive Hartland, WI 53029-1801 Bedrooms: 3 |… more
MMmmm… Festa Italiana Milwaukee July 21 - 23
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Milwaukee, the city of Festivals in Southeastern Wisconsin once again comes alive with ethnic tradition of Italian Style with Festa Italiana celebrated at Henry Maier Park on the shores of Lake Michigan July 21- 23. The hours of the weekend… more
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Raise your steins and break out the bratwurst Germanfest is coming to Milwaukee's Henry Maier Festival Grounds July 28th. Hours of the Festival are: Friday, July 28th - 3pm-Midnight Saturday, July 29th - Noon-Midnight Sunday, July 30th -… more
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Listings to Leads - eFlyers Wales, WI Home in Brandy Brook Under Contract Under Contract View the Property Details, Photos, Map & School information here! 113 Legend Way Wales, WI… more
Who Gets the Approval Letter for A Short Sale?
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Our answer to this question may well not be the same one you get from other agents… our legal advisors for the short sale portion of our practice… smaller portion… but a portion none the less… is… "as few people as possible. " .. more
Loan Application Says: "Is there Pending Litigation "…
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Loan applications are nosey by nature… the Lender owns more of the house than the Buyers most of the time… and the decline of the market has made those Lending folks… a tad more cautious about how much they lend and to whom. The ability to… more
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If your ear has been tuned to music for the past five decades in Wisconsin you HAVE to have heard the Kids From Wisconsin , this traveling show of talented youth ages 15-20. It is non profit organization that derives funding from a variety… more
Milwaukee - City of Festivals - Bastille Days.. Ooooo La La
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If you are looking for yet another way to celebrate the summer this year… Milwaukee is known world wide as the "City of Festivals" and the ethnic mix and pride is shown throughout the summer with festivals every weekend. The next… more
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Don't Make Your Real Estate Referrals a BLIND DATE…
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We enjoy the referrals we get from a variety of sources and do our best to give each Seller or Buyer the world class service that we have been entrusted to deliver. Tell the agent about the referring person/people… This is the Jones family… more
How Long Will it Take to Pay Off Credit Card Debt
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As agents who work in both the niches of short sales and divorce, we are very often keenly and confidentially aware of the credit card debt that has been accumulated. To compound the TOTAL of the debt… the couple may not always have a… more
Can I Fire My Real Estate Agent
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We can only answer this question from the FAQ's that come our way from the view of a Wisconsin licensed agent. With our niche in Divorce… people fire lawyers and agents with some regularity. Most listing contracts are written for a minimum of… more